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Decided to enroll?

The right preparation can make applying a whole lot smoother. Get started by watching RWV's one-minute animated video.

RWV is grateful to the members of NeverTheLess for contributing their creative talents pro bono to make this video. Thanks also to Heavy Duty music for donating the original score.

 

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Open Enrollment for 2019 health plans runs November 1 through December 15 in most states. This is the sixth year people who otherwise might not have access to health coverage can go to HealthCare.gov and enroll in a high-quality health plan. That’s because all of us have succeeded in keeping the Affordable Care Act (ACA) the law, despite attempts by Congress and the White House to repeal or undermine it.

What’s new this year? The good news is that in some states, people will be paying less this year for health insurance. It’s important that anyone interested in enrolling -- or re-enrolling -- in a health plan compare options at HealthCare.gov each year. As the markets have matured, new insurance carriers have entered some parts of the country, expanding choice and competition. In addition, subsidies to people meeting income thresholds rise in proportion to rate increases. So, even if you have heard that rates have gone up in your area, you should still research your options since you may qualify for a money-saving subsidy.

Something else new this year is the expanded sale, in some states, of short-term health plans that do not comply with ACA standards. Short-term plans may appear cheaper than the plans being sold through healthcare.gov, but they are NOT comprehensive coverage! Many omit coverage for maternity care, prescription drugs or mental health care. They can deny coverage to people with pre-existing conditions and set coverage limits that leave you stuck with large medical bills. The best way to avoid these risky plans is to shop on healthcare.gov. 

For the second year in a row, Raising Women’s Voices is proud to be participating in an outreach campaign designed specifically to reach low-income people, women of color, Latinx people, immigrants, LGBTQ people, people with disabilities and their families. Along with Community Catalyst and other national non-profits, Raising Women’s Voices and our regional coordinators will be using social media to reach our constituencies with messages like those seen here. In addition, Raising Women’s Voices has created flyers for advocates to customize and distribute within their communities. You can find all of these materials here in both English and Spanish.


Raising Women’s Voices (RWV) is a national initiative working to make sure women’s voices are heard and women’s concerns are addressed as policymakers put the health care law into action. We believe women are grassroots experts in what is wrong with the current health system and what it takes to fix it because of our roles as arrangers of health care for our families.

Millions of women across the United States have gained affordable health coverage through the new insurance marketplaces created by the Affordable Care Act. As a result, the proportion of adult women who are uninsured has been cut in half. Moreover, women have gained significant new coverage benefits, such as contraception with co-pays, and protections against discrimination.  Other policy wins for women have included guaranteed maternity coverage, protections against being charged more than men for the same policy and prohibitions on denying coverage for “pre-existing conditions,” such as having had a Cesarean section delivery or having been a victim of sexual assault.

Raising Women’s Voices is proud of our role in helping achieve these significant gains for women’s health. We are doing everything in our power to protect our health coverage from attempts  to repeal, replace or sabotage the Affordable Care Act.